.scroll-flow{background:#eef5fb;padding:112px 0 44px}
.scroll-flow-head{max-width:940px;margin-bottom:68px}
.scroll-flow-head h2{font-size:clamp(43px,4.7vw,66px);line-height:1.03;letter-spacing:-.05em;margin-bottom:20px}
.scroll-flow-head h2 span{color:var(--red,#F53332)}
.scroll-flow-head>p:last-child{max-width:760px;color:#526d89;font-size:18px;line-height:1.7}
.scroll-flow-layout{display:grid;grid-template-columns:minmax(190px,330px) minmax(0,1fr);gap:54px;align-items:start}
.flow-index{position:sticky;top:116px;min-height:430px;padding:2px 0 12px 34px}
.flow-track{position:absolute;left:9px;top:18px;bottom:24px;width:2px;background:#c8d7e8}
.flow-track i{position:absolute;left:50%;top:0;width:12px;height:12px;margin-left:-6px;border-radius:50%;background:var(--red,#F53332);box-shadow:0 0 0 6px rgba(245,51,50,.15);transition:transform .3s ease}
.index-step{display:grid;grid-template-columns:26px 92px minmax(0,1fr);gap:10px;align-items:center;min-height:74px;height:auto;padding:10px 0;color:#9db8dd;transition:.2s;text-align:left}
.index-step b{font-size:10px;letter-spacing:.1em}
.index-step span{font-size:13px;font-weight:700}
.index-step em{font-style:normal;font-size:11.5px;line-height:1.4;color:#9db8dd}
.index-step.active{color:#092652}
.index-step.active em{color:#526d89}
.stack-cards{position:relative}
.stack-card{position:sticky;top:calc(96px + (var(--i) * 42px));min-height:470px;margin-bottom:118px;border:1px solid #c8d7e8;border-radius:18px;background:#f9fcff;box-shadow:0 25px 60px rgba(9,38,82,.11);overflow:visible}
.scroll-flow .stack-card:last-child{margin-bottom:0}
.stack-card::before{content:"";position:absolute;top:-1px;left:-1px;right:-1px;height:18px;pointer-events:none;background:radial-gradient(circle at 18px 18px,transparent 17.5px,#eef5fb 18px) left top/18px 18px no-repeat,radial-gradient(circle at 0 18px,transparent 17.5px,#eef5fb 18px) right top/18px 18px no-repeat}
.stack-eyebrow{height:42px;min-height:0;margin:0;padding:14px 28px 11px;border-bottom:1px solid #c8d7e8;background:#f9fcff;color:#526d89;font-size:10px;font-weight:700;letter-spacing:.17em;text-transform:uppercase;position:relative;z-index:3;border-radius:17px 17px 0 0}
.stack-body{display:grid;grid-template-columns:.95fr 1.05fr;gap:46px;align-items:center;padding:44px 46px 50px}
.stack-body>:first-child h3{font-size:clamp(32px,3.3vw,48px);line-height:1.06;letter-spacing:-.045em;margin:0 0 18px}
.stack-body>:first-child>p{color:#526d89;font-size:15px;line-height:1.68;margin:0}
.value-callout{margin:24px 0 19px;padding:14px 0 14px 17px;border-left:4px solid var(--red,#F53332);background:none;border-radius:0}
.value-callout small{display:block;color:#9db8dd;font-size:9px;font-weight:700;letter-spacing:.16em;margin-bottom:6px;text-transform:uppercase}
.value-callout strong{display:block;color:#092652;font-size:15px;line-height:1.48}
.stack-card .step-link{margin-top:6px;font-size:15px}
.stack-visual{min-height:275px;border-radius:14px;border:1px solid #c8d7e8;background:linear-gradient(145deg,#eef5fb,#eef5fb);display:grid;place-items:center;color:#526d89;font-size:10px;font-weight:700;letter-spacing:.15em;text-align:center;padding:24px}
@media(min-width:901px){.stack-body{align-items:start}.stack-visual:has(> img:only-child){min-height:0;height:auto;aspect-ratio:4/5}.stack-cards::after{content:"";display:block;height:24vh}}
@media(max-width:1180px){.scroll-flow-layout{grid-template-columns:200px minmax(0,1fr);gap:38px}.index-step{grid-template-columns:24px minmax(0,1fr)}.index-step em{display:none}.stack-body{grid-template-columns:1fr;gap:28px}}
@media(max-width:900px){.scroll-flow-layout{grid-template-columns:1fr}.flow-index{position:sticky;top:76px;z-index:40;min-height:0;padding:12px 8px;display:flex;justify-content:space-between;background:#eef5fb;border-bottom:1px solid #c8d7e8}.flow-track{display:none}.index-step{min-height:0;padding:0;display:block;text-align:center}.index-step b{display:block}.index-step span{font-size:9px}.stack-card{position:relative!important;top:auto!important;min-height:0!important;margin-bottom:20px!important;transform:none!important}}